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In a world where unexpected incidents can lead to costly lawsuits and significant financial exposure, having extra protection is crucial. Umbrella Insurance from Titan Risk provides an additional layer of liability coverage that goes beyond the limits of your standard policies, ensuring that your business is protected from the financial impact of large claims. Whether you face a severe accident, a major lawsuit, or any other high-cost liability, our umbrella insurance offers the peace of mind that your assets and future are secure.
At Titan Risk, we recognize that standard liability coverage may not always be enough to cover the full extent of your risks. That’s why our Umbrella Insurance solutions are tailored to provide comprehensive protection, extending your coverage limits and filling in the gaps to safeguard your business from unforeseen liabilities. With Titan Risk, you can operate with confidence, knowing that your business is fully protected, no matter what comes your way.
Titan Risk offers comprehensive Umbrella Insurance solutions designed to provide an additional layer of protection above and beyond your primary liability policies. With a focus on tailored coverage and exceptional service, our umbrella insurance helps safeguard your business from large, unexpected claims that exceed the limits of your standard policies. Here are the key features of our Umbrella Insurance:
Commercial umbrella insurance provides additional liability coverage that extends beyond the limits of your primary liability policies, such as general liability, commercial auto, and employers' liability. It offers an extra layer of protection against large claims or lawsuits, ensuring your business is covered if a claim exceeds the limits of your underlying policies.
If your business is exposed to significant liability risks, such as large-scale operations, public-facing activities, or work in high-risk industries, commercial umbrella insurance is essential. It provides added protection against catastrophic losses that could otherwise exceed your primary insurance limits and potentially impact your business’s financial stability.
Rates for commercial umbrella insurance are determined by factors such as the size and nature of your business, the industry you operate in, your claims history, and the limits of your underlying liability policies. Businesses with higher risk exposures or a history of large claims may face higher premiums.
Enhancements to a commercial umbrella policy can include additional coverage options such as higher liability limits, coverage for specific exposures not included in the underlying policies, and coverage for international operations. These enhancements allow you to customize your umbrella policy to meet the specific needs and risks of your business.
Common claims covered by commercial umbrella insurance include large lawsuits resulting from significant bodily injuries on your premises, major auto accidents involving company vehicles, or substantial property damage caused by your business operations. These claims can exceed the limits of your primary insurance policies, but an umbrella policy provides the additional coverage needed to protect your business.
To move your commercial umbrella insurance to Titan Risk while keeping your current carrier, contact us to start the process. You’ll need to sign an Agent of Record (AOR) letter, which authorizes Titan Risk to take over as your representative. We’ll handle the submission to your carrier, who will then update their records to recognize Titan Risk as your new agent.
The time it takes to receive a commercial umbrella insurance quote from Titan Risk depends on the complexity of your business and the coverage needs. Typically, you can expect to receive a quote within a few business days after providing the necessary information about your existing liability policies and overall risk profile.
Titan Risk provides commercial umbrella insurance for a wide range of industries, including construction, manufacturing, retail, healthcare, hospitality, and more. We tailor our umbrella coverage to meet the specific liability risks associated with different industries, ensuring comprehensive protection for your business.
Titan Risk offers a comprehensive range of commercial Property and Casualty (P&C) insurance products designed to protect your business from a variety of risks. Whether you need coverage for your property, liability protection, or specialized policies tailored to your industry, Titan Risk has you covered.
Here’s a list of the key P&C insurance products you can purchase from Titan Risk:
