Apartment Complexes

As an apartment building owner, protecting your property and tenants is crucial. Titan Risk specializes in providing customized insurance solutions for apartment buildings, ensuring that your assets and tenants are safeguarded against the unique risks you face. With our expertise, you can focus on managing your properties while we handle the complexities of your insurance needs.

What Coverages Titan Offers

Titan Risk provides a comprehensive range of coverages specifically designed for apartment building owners, including

  • Property Insurance - Protects your building, fixtures, and other assets from risks such as fire, theft, vandalism, and natural disasters
  • Liability Insurance - Covers legal expenses and damages if your property is held liable for injuries, accidents, or other incidents on the premises
  • Loss of Rent Insurance - Helps you cover lost rental income if your property is temporarily uninhabitable due to a covered loss
  • Tenant Legal Liability Insurance - Offers protection if a tenant causes damage to your property or if a tenant’s guest is injured on the premises
  • Cyber Liability Insurance - Protects your property management business from data breaches and cyber threats, safeguarding your tenants' personal information
  • Workers' Compensation - Coverage for your employees in case of workplace injuries, providing medical benefits and wage replacement

Claims Examples

  • Water Damage - A burst pipe caused extensive water damage to several units in an apartment building. Titan Risk's property insurance enabled the owner to make necessary repairs quickly, minimizing disruption for tenants
  • Slip and Fall - A visitor slipped on a wet floor in the lobby, resulting in a serious injury. Titan Risk’s liability coverage ensured that the property owner was protected from legal action, covering medical expenses and legal fees
  • Fire Incident - A fire broke out in one of the apartments, leading to significant damage to the unit and adjacent areas. Titan Risk’s property and loss of rent coverage provided funds for repairs and covered the lost rental income during the restoration period

Protect Your Apartment Building with Titan Risk

Ensure your property is not exposed to unnecessary risks. Trust Titan Risk to provide the comprehensive coverage and expert service you need.